These Terms of Use govern your access to and use of the Propillo website.
By using this website, you agree to the terms set out on this page. If you do not agree with these terms, you should not use the website.
Purpose of the Website
Propillo provides educational content designed to help borrowers understand how mortgage lenders assess borrower situations when considering mortgage and property finance applications.
The site focuses on explaining how lenders interpret factors such as income structure, employment history, credit profiles and property characteristics.
The information published on this website is intended for general informational purposes only.
Not Personal Financial Advice
The content published on Propillo does not constitute personal financial advice.
Mortgage recommendations must always be based on a full assessment of an individual borrower’s financial circumstances and objectives.
The Mortgage Readiness Check is an educational tool designed to provide a general indication of how lenders may interpret a borrower’s situation.
It does not constitute financial advice or a lending decision.
Users should seek professional advice before making financial decisions.
Any personalised mortgage recommendation or mortgage application submission will be carried out by a regulated mortgage adviser authorised through the Financial Conduct Authority.
Further information about regulation can be found on the Mortgage Advice and Regulation page.
Accuracy of Information
Every effort is made to ensure that the information published on Propillo is accurate and up to date.
However, mortgage lender criteria and underwriting practices can change frequently.
Propillo cannot guarantee that all information will remain current at all times, and users should always verify relevant information with a regulated mortgage adviser before making financial decisions.
Limitation of Liability
The information published on this website is provided in good faith for educational purposes.
Propillo accepts no responsibility for any loss or damage that may arise from reliance on information published on the site.
Users remain responsible for any financial decisions they make.
External Links
This website may contain links to third-party websites or external resources.
Propillo does not control or accept responsibility for the content or availability of external websites.
The inclusion of a link does not imply endorsement of the external site.
Intellectual Property
All content published on Propillo, including articles, text, graphics and design elements, is protected by copyright and intellectual property laws.
Content may not be reproduced, republished or distributed without permission.
Changes to These Terms
These Terms of Use may be updated periodically to reflect changes in the website, legal requirements or regulatory guidance.
Users should review this page periodically to remain aware of any updates.
Contact
you can contact us via the methods listed on the Speak to an Adviser page.