Property | Loans | Protection

MORTGAGE INSURANCE CALCULATOR

You can use our mortgage insurance calculator to find out how much total coverage you will need to protect your family and home in the event of a death or serious illness.

This life insurance calculator gives you a basic indication of how much cover you might need for your situation.

Read why having cover doesn’t mean you’re covered for a deeper dive on the nuances of protection.

How to Use Mortgage Insurance Calculator
  • Enter your current or expected mortgage amount
  • Enter your other current or expected debts
  • Enter the amount of money you think your family would need to live off in your absence
  • Enter your current savings
  • Calculate
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See How Lenders Are Likely to Read Your Case

Most borrowers compare rates before they know whether a lender will actually like their case.

That’s how people waste time with the wrong bank, get weaker offers, or end up with avoidable declines.

The readiness check gives you an early read on how your case is likely to land, where the pressure points are, and whether lender choice needs more care.

See How Lenders Are Likely to Read Your Case

Mortgage Readiness Check

Case Scan Ready

See how lenders will read your case.

Your result
Structured
β–¦
Scan preview (full report includes) πŸ”’
Readiness gauge
67
/100
Key risk indicators
Variable income Short trading history Lower deposit
What lenders will focus on πŸ”’

Whether the income pattern looks stable enough to rely on, and how much of it they are prepared to include.

Case breakdown preview πŸ”’
Income stability Some friction
Deposit / complexity Some friction
60 seconds No credit check No documents
See how lenders will assess you β†’